For me, the reason that Life-Is-Good is because there are always new things for me to learn. I don’t have much talent that is born with me (other than things related to computer, and maybe talking cock) and I am very proud because I learn most things after I was born. And that is the fun part, if you have skills that you are born with, for example, incredible mathematic skill or drawing skill when you are 3 years old, you can’t teach people how to do that! But on the other hand, if you sucks at something at first and master it later in your life, you can teach people how to do that because you have gone through it yourself. And that explain why my classmates always scold me, "Like this also don’t know meh." Because he is born smart and he just don’t understand why other people can’t understand it.

[And that also explain why I can't teach people computing and how to talk cock]

Today, I am going to teach you a trick that I use ALL THE TIME to trick people on doing what you want them to do. Wahahahah. Bad! Bad! Bad AhYap! Even if you don’t want to use it, knowing it help you to figure out why you always get tricked by somebody else to do things that you don’t want to do! And the next time your insurance agent and MLM friends do that to you, you will know, and smile, and give him your middle finger, and tell him, ‘Don’t use that trick one me, mother fucker!’ :p

Let’s begin.

Hypnosis is playing with the brain. You first understand how the brain works and then you play with it (trick it/manipulate it).

Read this sentence 3 times - ‘Output’ of our brain must be logically linked to the ‘Input’. I am sure if you read it 300 times you also don’t know what does it mean. Examples will help.

Example #1

If I ask you in English, "What is your name Sir?" (the input), your answer will most likely be, "I am Mr Yap". (the output)

But if I ask you in Malay, "Siapa nama encik?" (the input), your brain will need to logically answer in Malay, "Nama saya Encik Yap". (the output)

So if I ask you in Chinese, "先生贵姓？" [What is your sur name] You will logically answer "姓叶。" [Yap]

It is not logical to answer somebody who asked you in English, "What is your name Sir?" and you answer in Malay, "Nama saya Adbullah Badawi".

Example #2

Chinese has their original Chinese name but because of the influence from the west, we have ‘English’ names too like David, Steven, Patrick, Sohai, etc.

If someone come to me and introduce to me, "I am Mr Wong." Then my brain will logically answer, "I am Mr Yap."

If he come to me and introduce to me, "I am David Wong." Then my brain will logically answer, "I am Sohai Yap" [Given that if I have an English name and it is 'Sohai' in this example]

Example #3

If somebody ask you, "What is your name." You can’t answer, "I like to eat KFC." because the output didn’t linked logically to the output!

If somebody ask you, "How to spell Hishammuddin?" You can’t answer, "Streamyx Sucks!". They don’t link.

The 3 examples above show that ‘Output’ of our brain must be logically linked to the ‘Input’. And our game starts from here.

How To Trick People To Do What You Want Them To Do By Giving Them ‘Choices’

Have you ever wonder why your insurance agent and network marketing friends can always ask you to meet up, even though you really don’t want to go because you know he is going to sell you something?

Because they don’t ask you, "Are you free for supper tonight?" If they do so, your answer can be either - "Yeah, I am free tonight for supper so you can steal my money from my wallet" or 99% of the chance, you will answer, "Oh, I am not free… [I have to wake up early tomorrow] [I have assignments/reports to do] [I have to buy durian for my mother-in-law] [I have period pain] [My gold fish is sick]  …" Most people (including you) are very talented liar.

Power salesman don’t ask you "When are you free for supper"! Power salesman ask, "Are we having supper tonight or tomorrow night?"

—Ka-Chiinnngggg—

Now your brain has to answer logically to the question, unless you are really not free tonight or tomorrow night, your brain will just be figuring out if you are free tonight or tomorrow night. Most of the time, you will just choose the ‘better’ choice out of the 2 given choices, tomorrow night. After answering unwillingly, "I think tomorrow night lar." and hang up. You still wondering why you want to see this guy, whose objective is to take money from you.

The trick here is, if you want someone to do something that you want them to do, give them 2 choices where either one is also what you want!

-Examples-

Your mother may say to you, "Do you want to help sweep the floor or you want to clear the rubbish?" Ka-Chinghhhh, either one is what your mother want you to do. Pick anyone and you fall into her trick.

The Osim salesman who want to sell you uZap asks, "Do you want to pay with credit cards or cash?" or "Do you want the white one or the black one?" [real life examples used by soufulow 10 years ago when he is a poor Osim salesman]

Your discipline teacher looking at your Beatles hair, "Do you want me to cut it for you or you want to cut it yourself?"

The ‘choices’ that you give to the victim is very important. In our previous examples, we give them 2 choices where both are what we want. They pick either one, they fall into our trap.

Instead of giving them A or B where both are what you want, you can give them A or B where A is what you want them to choose while B is an extremely ridiculous and awkward choice that doesn’t make any sense to be chosen, or B as a choice that simply look more terrible and worst than A.

-Examples-

You scare that your son will ask you for RM100 ang pow in the coming Chinese New Year, but you only want to give RM20 so you can save the money for Casino De Genting. You can ask, "Son, do you want RM20 for your ang pow this year or you want RM2?" Kekekeke. RM2 look worst that RM20, or course he will choose RM20!

You go to eat fried mee and the guy ask you, "Do you want 1 egg or 2 eggs?" Then your brain think, "Wow, one egg enough lar, where got people eat 2 one." Then you say one. But you fall into his trap already because what he want is to make sure you include egg to your fried mee so he can charge you 50 cents more. If he has asked you, "Do you want egg?", you may have said no and he will not be able to charge you 50 cents more. This is a ridiculous choice example.

Let’s say a coffin seller want to sell a coffin at a certain price, he will show the buyer 3 coffins. The 1st coffin will be the coffin that the seller want the buyer to buy. The 2nd coffin is same price as the 1st coffin but it looks extremely terrible (made with recycle newspaper by Proton Malaysia). The 3rd coffin is a very expensive coffin but look just the same as the 1st one (Made by Louis Vuitton). The coffin buyer will pick the 1st one because the Proton made coffin is terrible in quality while the Louis Vuitton coffin is scary at price. Both choices look worst then the 1st coffin and don’t make sense to be chosen.

-More Examples-

- Your boss, "Can you finish this for me today or tomorrow?"
(actually you can request to finish by next week)

- Your wife, "Are you going to buy me LV or Prada?"
(actually you can request to buy a cheaper Guess bag or a pasar malam pirated LV)

- Your husband, "Do you want to do it on the sofa or the kitchen?"
(actually you can choose not to do it, or do it in the car)

(more…)

I am writing about myself. But I want you to see if you can link it to yourself and other people, so you can learn. I hope reading this is better than reading newspaper!

Soufulow described that I have 2 characteristics, which interesting enough, contradict with each other! But both are true at the same time!

#1 - Stubborn! Never Listen and Always Think That I Am Right!

He said that I am stubborn and never listen and that I think I am the smartest people on earth. That I think I am always right, always instruct and teach people what to do and never listen to other people.

#2 - Keep On Changing! Today Say This, Tomorrow Say Another Thing!

Haha. This is fun. First I am said to be stubborn, now I am always changing. Soufulow say today I ask him to invest in real estate, tomorrow I ask him to do options trading, and the next day I ask him to invest in the stock market.

I find this very interesting too, so which is the correct description for me?! The stubborn and never listen one? Or the keep on changing one? Both sounds right and both sounds wrong! I am confused!

After thinking and thinking and thinking, I finally get my answer.

We can ONLY think the BEST we can think using all the KNOWLEDGE and EXPERIENCE we have at THAT MOMENT of time.

• You can’t ask a Standard 3 kids to do calculus because at that moment of time, his knowledge and experience only allow him to do basic math.
• You can’t ask Soufulow to describe how does sex feel when he is Standard 6 because his knowledge and experience of sex at that moment of time was just some porn video and magazine (龙虎豹). Of course, he has no problem teaching you how to da fei kei (masturbate) at that time.
• If you have never been to a place that is freaking cold (something like negative 40 Celsius) and the coldest weather you have experience is just the kindergarden-level-cold of Genting Highland, you may never be able to describe or even imagine how to live in negative 40 celcius. You may wonder will your pee become ice immediately when it come out? Will you dick freeze when you pee?

So, I figure out how my brain works.

In my life, especially the pass 5 years, I have been constantly learning, reading over 200 books, accumulated a lot of knowledge and life experience.

At one previous moment of my time, I think I should put all my money in real estate to generate rental income for me. At that moment, I think real estate is the best investment. (keyword - At That Moment) Because at that moment, my knowledge and experience are limited only to real estate. And I have experience from my parents that the stock market is very risky and buying stocks is nothing but gambling.

So at that moment of time if I am blogging, I will tell you how good real estate investing is and why you should put all your money in it.

And if someone come and tell me, at that moment of time, that real estate is not the best and I should invest in the stock market, you will see me in mode #1 - Stubborn and Never Listen. I will probably responded with, “Don’t be Sohai lar, stock market where can play one!”

At that moment of time, my knowledge and experience only allow me to think real estate is the best. Everything else that come contracting with my believe will be rejected.

Fortunately, I am really not that stubborn. I have another important characteristic called OPEN MINDED and a gifted skill known as THE ABILITY TO INVESTIGATE.

If you tell me me the stock market is good, and after scolding you as a sohai, I will actually get curious about the stock market. I am curious because I am open minded. If I am really a stubborn ass hole, I will shut my brain off and reject everything in fully automated mode (you will see lots of people like this).

When I get curious, I will start to investigate and think, “Why the heck he say stock market is good?”, “Why my mum and dad burn their fingers (actually the hands, legs and hairs) in the stock market and he can still say it is good?”

The guy who told me the stock market is good planted a seed into my brain. Then there might be a few more guys come to tell me the same thing! They are watering the seed and it grows in my brain. I became more and more curious and I started to investigate more and more.

I usually learn by reading. So I started to read, 1 book, 2 books, 3 books …. 20+ books!

AT THAT MOMENT OF TIME, after reading 20 books, my knowledge and experience are totally different than that moment that I tell the whole world real estate is the best!

After my investigation on the matter, I change my believe and dump the “real estate is the best” believe and replace it with “stock market is the best”. That’s why what I am blogging now is about stock market and not real estate.

So am I stubborn or constantly changing? You can’t fit me into either one because I am both!

If I encounter new things and after investigation, I think my old believe is better, then I will stick with the old believe and reject the new knowledge. Not only that it never becomes part of me but it also helps strengthened what I am believing right now!

On the other hand, if after investigation, I think the new knowledge is actually better than my existing one, I will not hesitate to dump my old believe and replace it with the new one!

I am ready to change any second if I find something better to replace my old believe. And I will be stubborn enough to reject everything that after my investigation, didn’t sounds better than what I have already known.

This is the correct description of me. My ability to investigate determine whether I should be stubborn or changing.

If you come to me today and tell me value investing sucks and I should trade like playing in BursaPursuit because the #1 winner grow his RM250,000 to RM1 million in less than 2 months (400%!) and I sucks because I can only compound my money 20% per year, do you think I will be stubborn or changing?

People Who Doesn’t Have The Ability To Investigate and Change Frequently

If you look at most aunties, you will notice that they change very frequently. Today she listen to this aunty says tomato is good, tonight she cook all-tomato-dinner for her husband and children - tomato rice, tomato soup, tomato dessert, tomato juice … yucks …

They are too open minded! They don’t investigate much before they accept new things. And these group of people will easily fall into SCAM and the hand of the marketing guys.

• He believes that Maxis is really giving him 500 free SMS is he forwards the message to 10 of his friends!
• He believes that Friendster and Hotmail is really too crowded and will delete his account if he didn’t forward that message to 15 of his friends!
• He believes that someone really want to borrow his bank account to transfer 5 million US Dollar and in return give him 5% commission!

While you may be laughing on these and tell me that only sohai will fall for these and you are not one of them, what about these -

• Do you believe that drinking milk will give you more calcium? Do you believe on what Anlene says, “2 cups of Anlene will give you the calcium you need a day”? (两杯Anlene给你一天所需要的钙质) What if I tell you that the more milk you drink, the more calcium you will lose! Wow!
• Do you believe that cancer is a disease that kill? What if I tell you cancer is a CURE that heal instead of kill and cancer patients should thank God that thay have cancer? Wow!
• Do you think eating fruits after your dinner is good for your digestion? What if I tell you eating fruits after your FOOD is actually bad for your digestion? Wow!

Are you open minded enough? Do you have the ability to investigate? At this moment of time, your knowledge and experience may be telling you that drinking milk will give you more calcium (so you drink more), cancer is something that kill (so you should hate it), fruit is good for digestion (so you should eat more papayas after your dinner).

At this moment of time, you may think milk is the best source of calcium, so you drink it yourself. You also force your innocent child to drink it and you force your old mum to drink it! You are not wrong, because at this moment of time, your knowledge and experience tell you that it is right and that’s the best.

In the next few posts, when I start to plant a seed on your brain and tell you the other way, you will have more knowledge to allows you to think differently. And that, will depends on whether you are open minded and have the ability to investigate, and the conclusion of your investigations.

People Who Is Not Open Minded

If the first group of people is the people who don’t have the ability to investigate and thus keep on changing (and keep on being conned and fall into marketing gimmicks), who is the second group?

The second group are those who are stubborn ass hole who are not willing to change and always think that they are right. They don’t need to investigate because they don’t even open up their mind! Instead of accepting everything, they accept nothing. They think they already know everything they need to know. They are very ego-type. They probably think they are the God or the Prophet. They always want to teach people what to do and how to do and will never listen. Terrorist is the extreme example, they kill with the name of God.

Worst! Sometimes even when everything prove that they are wrong, they still refuse to admit it and still want to say that they are right and others are wrong! Politicians do that all the time! Hishammuddin and Nazri do that all the time! Most of the time they realized that what they have said should not have been said, but because they have said it, they will need to stubbornly keep their old stand.

Referring back to the phase “We can ONLY think the BEST we can think using all the KNOWLEDGE and EXPERIENCE we have at THAT MOMENT of time”, if one is not open minded, his thinking will always be limited to his limited knowledge and experience at that time. Since he never learn new things, he never growth. That moment of time will be a long moment of time because he is almost the same all the time.

• A smoker will smoke until maybe he has lung cancer. His knowledge and experience tell him smoking is OK for decades. But when he got lung cancer, his experience change dramatically and so he can change almost immediately now. If he is open minded and start investigating at the good and bad about smoking, he may have more chances to quit smoking earlier. (Smoking not only burn holes in your lung but also burn holes in your wallet and make Barisan Nasional rich!)
• Do you think homosexual is a sin and bad? This is what his knowledge and experience at that moment of time tell him so. (Religion? School education?) If he is really open minded and investigate into the matter, he may find out that homosexual is not even a choice! If you are a guy and you feel ’something’ when you look at a sexy woman, it is not a choice! it is your body reaction because of your genetics and hormones. Whether you want to do something (sex, rape …) is a choice but the initial feeling is not a choice! For a gay man, he don’t feel that ’something’ when he see a sexy woman BUT he feel that ’something’ when he see a sexy man! It is not a choice! He can choose not to engage in homosexual acts BUT he can never choose to feel ’something’ when he see a woman instead of a man. He is born like that.
• Do you think prostitution should be banned? Read my post on Prostitution. Read the comments as well for examples of people that is not open minded enough and want to kick my ass without any supporting facts other than some bible clause or telling me ‘Malaysia is a Muslim country’.

Understand the phase “We can ONLY think the BEST we can think using all the KNOWLEDGE and EXPERIENCE we have at THAT MOMENT of time” can gives us 2 different ways to look at the differences of religions.

#1. A religion fanatic (someone crazy with his own religion) may grow up his whole life knowing and practicing only 1 religion. All his knowledge and experience are limited to 1 religion and he might not be open minded enough to learn about other religions. Not only that he think his religion is the best but he also think that his religion is the ONLY ONE that is right. Other religions are just wrong, wrong, wrong. With this kind of thinking, how much room can he gives to other religion?

#2. If he knows that everyone can only think the best they can think with all the knowledge and experience they have at that moment of time, EVEN if his religion is REALLY the best and the true one in the world, he should be able to understand and accept that someone else might also think that their religion is the best and not his. Because for that man, his knowledge and experience limited him to think that his religion is the best and not yours! You are able to pick the right religion because your knowledge and experience are better than him. You will be more open minded and can accepts other religions to co-exist with yours.

If you are not open minded, you will not even want to investigate on things, which means you will never grow and never learn new things. Finance, health, relationship, spirituality … we all have our best at any moment of time with all our accumulated knowledge and experience and we can only do our best using what we know at that moment of time.

As we are still living, we will be constantly growing and we will encounter more knowledge everyday and gain new experience everyday. And you, have to decide if you want to be like the aunties who keep on changing frequently without investigating, or the politicians who are stubborn and never listen, or you want to be an open minded person who has the ability to investigate on new knowledge and decide whether you want to keep your old believes or replace it with the better one.

You should also be able to understand why some other people are so different than you because that’s what the best they can do, with their knowledge and experience at that moment of time.

Disclaimer

Today when I look at myself yesterday, I laugh at myself as being so stupid yesterday. I can’t believe I can be so stupid thinking that way just a day before. And tomorrow, I will laugh at myself being so stupid today!

I am constantly learning and growing everyday. Today what I write is the best I can think of Today (using my limited knowledge and experience accumulated up to today), tomorrow I will have new knowledge and experience that I will decide which one to take in as part of me and which one to reject stubbornly. So funny enough, my blog should have a disclaimer!

Take your own RISK if you read AhYap’s blog because he changes so fast that he may not think the same tomorrow! You understand that you might run the RISK of Brain Damage if you read on this blog. Read at your own RISK! Be open minded and investigate all the information yourself before you accept anything AND please don’t kick my ass just because I write something that contradict with your religion, because I am still not as smart as you leh!

This post is dedicated to all working engineers and university graduates below 30. Aiya, so you are over 30? Nevermind lar, just pretend you are younger lor.

Most youngster think that MLM is the best opportunities to get rich. But when I look back at my friends who joined MLM for the pass few years, almost all of them quit and get back to their day job! When they try to recruit me in university time, they promised me a lot of get-rich-dreams and scold me stupid for not joining. Now they all quit. Imagine you have joined an MLM company because you believe in the sales pitch of your upline and later he quit! You are left alone! So think twice before you get into MLM.

I have 2 friends that are incredible Great Eastern insurance agent. One of them sold 97 covers last year. Another guy told me he can close 1 sale on every 5 meetings! Great! Unfortunately, I also have a lot of friends who can hardly sell 1 insurance policy in a month! Gave up, and got back to day job. Insurance is not for everyone.

How about trading? I have attended an Options Trading seminar 2 years ago. The speaker is the #1 options teacher in Asia based on the number of students he has. He is extremely high profile. I know he is very rich, but not all his students make it (including me).

You know what, when I talk to a few seminar participants in the graduates gathering few months later, most of them don’t even have a trading account yet! And the questions they ask me tell me that they simply learn nothing from the seminar. They are still not up to the kindergarden level!

Understanding the basic doesn’t guarantee you to make money, but NOT understanding the basic means you can’t even play the game! If I understand everything and actively trade for 2 years but still cannot make money, do you expect they can?

Again, it is not for everyone. You you haven’t heard me sing “My Money Live Over The Ocean“, you need to.

How about the current HOT make money online? Most people who teach you how to make money online make money by teaching you how to make money online. (sorry for this poor sentence structure.) They don’t know how to make money online. I have a long post on it.

How about starting your own business? Huh, if you can’t make money when somebody is helping you, i.e. MLM and Insurance, and you are having problem making money trading and internet marketing, then what is the success rate for you to start your very own business? Do you have the capital? Do you have the knowledge? Can you differentiate between a sole proprietorship and a Sdn Bhd?

MLM is out. Insurance is out. Trading is out. Internet marketing is out. Starting your own business is out. Then WHAT?

Just continue to work as an engineer! (or doctor or lawyer or anything that you study in University)

&@#^&$%^$#&%^&%^*$$%!

Ok ok, don’t get mad. Give me some time to explain. You just need to understand a simple concept. This concept is so SIMPLE that most engineers and university graduates CANNOT understand it because these professionals can only understand COMPLICATED things but not simple things. They know how to calculate e = mc² but tell you 1 + 1 = 3. They can measure the speed of light and the number of electrons in a piece of silicon plus the amount of laser required to cut your eye without blinding you but they cannot understand this simple concept-

The Power Of Compounding!

Albert Einstein has repeatedly telling people the power of compounding in a lot of occasions. And now AhYap is doing the same and this is not the first post I talk about it.

“Compounding,” Albert Einstein said, “is mankind’s greatest invention because it allows for the reliable, systematic accumulation of wealth.”

Einstein calls compounding the “8th wonder of the world.”

Einstein, “The most powerful force in the universe is compound interest.”

Here is how compounding works. If you have $100,000 today and if you can grow it by 20% each year, here is what it will become in the 30 years period.

Begin _ $---100,000
Year 5_ $ _-248,832
Year 10 $ _-619,173
Year 15 $ 1,540,702
Year 20 $ 3,833,760
Year 25 $ 9,539,622
Year 30 $23,737,631

Did you notice that you just need 15 years to become a millionaire if you have $100,000 right now and you are able to compound it 20% per year?

Let’s don’t argue in this post whether 20% is achievable or reasonable, I will explain it in another post. At this time, you just need to know that Warren Buffett, the 2nd richest man in the world compound his money at 21% for over 40 years! In his first 10 years from 1957 to 1967, he actually compounded at 29%. Peter Lynch, the best mutual fund manager in the world compounded his fund at 29% for 19 years. He is retired now. Tan Teng Boo, the Malaysia #1 fund manager compounded at 24% for 10 years! And he is STILL ALIVE and NOT RETIRED YET!

20% is definitely achievable if you know where to put your money.

There are 3 factors that is very important to compounding:-

1. The compound return rate (the interest rate)
2. The initial capital/money
3. The compounding period (how long you compound it)

We have talked about the compound return rate just now. From today onwards, I want you to remember the number 6!

AhYap, “If you can compound your money at 20% per year, your money will grow 6 times every 10 years.”

Remember it!

20% is what we are aiming for. If we failed, and say we only manage to compound at 15% (some Public Mutual Funds are able to compound at 15%), what will we get? For 15%, our money will grow 4 times every 10 years.

Notice the big differences? 20% = 6 times, 15% = 4 times. Don’t feel upset, even at 15% (4 times every 10 years), $100,000 will become $400,000 in 10 years and then $1.6 million in 20 years. Happy now?

What if you are good enough to get 25%? Your money will grow 9 times! Wow! 25% is still reasonable as Peter Lynch did 29% for 19 years. But don’t dream too big, everything beyond 30% for the long term is unreasonable and hard to achieve.

If you are ignorant and you put your money in Amanah Saham 2020 which gives you averaged 8% return, how much will it grow? Your money will only grow 2 times (double) in 10 years. Now you know why I sold all my Amanah Saham 2020 to my parents after holding it for 10 years since 1997!

Now here is the most interesting thing. At 20%, your money grow 6 times every 10 years. If you eat enough ginseng and bird’s nest, you will probably have a lot of 10 years in your life! If you are 25 and you live until 75, you have five 10 years. Eat more ginseng and maybe you have six, seven or eight 10 years more.

Every 10 years, your money grow 6 times more!

$100,000 … (10 years later) … $600,000 … (10 years later) … $3,600,000 … (10 years later) … $21,600,000 … (10 years later) … $129,600,000 … (10 years later) … $777,600,000

If you have RM777,600,000 today, you will be ranked around the 20th richest men in Malaysia. But that’s too far fetched. 50 years is too long to imagine. Malaysia just celebrate his 50 year old birthday. So, we just target 20 years enough.

RM100,000 + 20 years + 20% compound = RM3.6 Million

Key understanding here is that the rewards from compounding come late in time. Early in time, the reward is not enough to feed chicken. Let me explain.

At the beginning, you will laugh at the return. On the first year, your money only increase RM20,000 from your RM$100,000. Most people make more than RM20,000 per year. So compare to their income, they can say, “So what?” It is not tasty at the beginning.

Even in the 2nd year, you only get RM24,000 from your nest eggs of RM120,000. Again “So what?”. Not tasty.

But when the snow ball grow bigger and bigger, your money actually increase to RM600,000 in 10 years. Your money will grow $120,000 on the 11th year! Well, there are still people who can make $120,000 per year. So nevermind, wait another 10 years until your snow ball grow to RM3.6 million. At the 21st year, your money will grow by $720,000! Now, tell me how many jobs can give you $720,000 per year? Even Hishammuddin doesn’t make it!

The power of compounding come late in time. It is like a exactly like a snow ball that roll bigger and bigger.

– NOW, THE PLAN –

1. Save RM100,000 in 5 years. You need to start as early as possible. If you start immediately after graduation, you should be able to save RM100,000 before 30.

Remember that the more money you are able to pump in at the beginning, the bigger rewards you are going to reap at the end. RM100,000 is the bare minimum. If you can, get more! RM100,000 gives you RM3.6 million in 20 years, RM200,000 will gives you RM7.2 million!

2. Aim for 20% compounded return. But you will still do fine with 15%. With initial capital of RM100,000, 15% will give you RM1.6 million in 20 years. 20% will give you RM3.6 million in 20 years.

At that time, petrol and toll fee at KL is dirt cheap for you and you will not be angry with Sammy Vellu.

Why The Early Stage Is The Most Critical!

A RM1,000 saved at 25 year old is worth a lot more than a RM1,000 saved at 35 year old. Because if you saved RM1,000 at 25, it will become RM6,000 when you are 35! (remember the magic number 6)

So it is the same for RM100,000! A RM100,000 saved at 30 year old is worth a lot more than RM100,000 saved at 40! Because the RM100,000 saved at 30 will grow 6 times to RM600,000 at 40!

This is why it is very important to start as early as possible and squeeze as much money as possible from your salary.

Here are my suggestions… these are not jokes!!!

1. Don’t buy a Toyota Vios or a Honda City yet! These are fresh graduates favorite cars. Don’t even buy a Proton Savvy or Proton Wira! Just buy a damn Proton Iswara (or Honda 70)! If you buy a Honda City, you probably will drive the Honda City for your whole life. But if you buy an Iswara and save the remaing for compounding, you can drive an S Class or BMW 7 series or even a Porsche 20 years later (buy 2nd hand one lar, cheaper). If you really want to buy a better car, buy it only after you have saved RM100,000.

[AhYap is still driving his damn Iswara]

2. Don’t buy a house yet! Rent a small cheap room for the first 5 years or stay with your mum! Buy a house only after you have saved your RM100,000 capital. If you get a housing loan too early, it is VERY hard for you to save the RM100,000 because of the heavy installments. A house is NOT an asset -> Read the book ‘Rich Dad Poor Dad’. It will only make your poorer.

3. Don’t buy medical card and insurance yet! My insurance friends are going to kill me on this. But I still have to say it. Buy it only after you have saved your RM100,000! If you really want to buy, a better plan is to kill yourself after 2 years so your family will have the RM100,000 insurance claim to compound and let them get rich.

Why can’t you just take the risk of not having an insurance policy for another 5 years? Most probably you don’t have any insurance policy when you are studying in University and in secondary school. Most people spend 10 to 20% of their income in insurance. That’s a lot of money!

4. Don’t get married yet! Uhhhh. This is not an advice, this is just the truth. When you have a family (even just a girlfriend), you will tend to overspend. Luxurious dinners, gifts and entertainments…

Furthermore, females are weaker with money (a.k.a. NUMBERS). It is very hard for them to understand why you need to save so much and the concept of compounding. I am not discriminating female, I am just telling the truth. Female hates physics and maths in secondary school because their brains are not design to process numbers. For girls, it is always better to buy a new shoe and a new Sony Ericsson right now, than to see it grow 36 times in 20 years so she can buy many many LV bags and Coach bags.

Girls are also brain washed by their parents since they are kids. If you want to marry her, you need to buy her a house and put her name on it. No house, no wife. You will also need to buy her an EXPENSIVE wedding ring. Because she says the SIZE of the ring represent how much you love her! Wedding dresses, wedding dinner, wedding album…. you have got to show that you love her, with MONEY.

[Girls, if you have a RM5,000 budget to buy a diamond ring today and you spend all to buy it, your diamond ring will immediately worth 50% less because it is now 2nd hand. And you will never have the chance to sell it at RM5,000 again in your whole life. If you buy a RM1,000 ring and put the RM4,000 to compound, you can buy a RM96,000 diamond ring 20 years later]

Cibai… why my post is getting longer and longer…

There are thousands of ways to save more money from your salary. Don’t go to Mid Valley, One U and The Curve will guarantee to save you plenty of money. You all know Sunway Pyramid has just expanded with a new wing, but don’t go!

Can a University Graduate Really Save RM100,000 in 5 years?

University graduates usually will have an income from RM2,000 to RM5,000 in the first 5 years of their working horizon. It is even more if you are a Malaysian working overseas in places such as Hong Kong and Singapore. If you can stay alive with just a mere RM600 PTPTN in University, it is BULLSHIT that you can’t save RM100,000 in 5 years with such salary.

The point is whether you are willing to save those money by temporary lowering your standard of living so you can reap the BIG reward in the future. And on whether you understand how much your RM100,000 will be worth 20 years later.

Save the damn RM100,000 in the first 5 years. Live like you are depending on PTPTN for the first 5 years. Then you can do whatever you want to do with your salary after you got your initial capital (car, house, insurance, wife, Sky Bar, Lorenzo, prostitute …).

To make my earlier examples more easy to understand, I’ve asked you to compound only after you have RM100,000. But in real case scenario, you begin to compound the day you start putting money into your capital! If you save RM10,000 for the first year and compound it at 20% for 5 years, it will become RM25,000! So the money you save in early years will enjoy compound gain. So even if you save less at the beginning when your salary is low, the power of compounding is already working for you. And in the late years when your salary is higher, you can save a higher portion of your salary. So RM100,000 is really not that hard!

Savings Plan Example -

Year 1 - RM10,000
Year 2 - RM15,000
Year 3 - RM15,000
Year 4 - RM20,000
Year 5 - RM25,000
Total _- RM85,000

So you saved a total of RM85,000 from your salary in 5 years. But since you already have money saved in the first 2 years (RM25,000), you should be able to invest those money and earn your remaining RM15,000 easily on Year 5. So you will be able to get a minimum of RM100,000. Understand now why car, house, insurance and wife will slow you down?

Final Words

I have explained the power of compounding to a lot of people in the pass few months. And honestly, most of them listen with one ear in and one ear out. Some even feel so sleepy that they open their mouth as BIG as the mouth of hippopotamus. So I decided to blog everything out once and save my saliva next time.

I even told many of them to buy ICAP when it is traded in the range of RM1.60. Luckily my parents listened to me, and also 2 of my friends (one of them is soufulow. Yo! high five). But most of the others never listen. This is the market price of ICAP compare to KLSE Composite Index.

It is traded in the range of RM1.60 for several months, giving people a lot of time to buy. I bought from February to April at prices range from RM1.44 to RM1.66, with the final averaged bought price of RM1.55. Soufulow even bought at the peak at RM1.67 in May. I sold all my mutual funds, Amanah Saham 2020 and close all my FDs to invest almost ALL my money in this one single stock. It closed at RM2.04 on last Friday. A 31% growth for me.

This close end fund (listed as ICAP in KLSE), is managed by Tan Teng Boo, the guy who did 24% compound for the last 10 years. You can learn more about the fund here. I will definitely write more about ICAP in the future.

I’ve shared my knowledge here. It takes me more than 7 hours to write this post. I’ve done my part. I don’t have the responsibility to make you rich. I could have watch movies or sleep in the last 7 hours (it’s 6.18am now). I don’t make a single cent from blogging. I have read 20+ books on investing in the last 12 months and this is the essence I have for you. Plus a few more that I have written in Intelligent Investing. So whether you want to make use of these knowledge, is totally up to you.

Click here for Part 2

There was this board in a Hotel @ China.

Hell! Where is the other half of Malaysia? Where is the Dog Head? Where is the Cat (Kuching)? Malaysia has only the banana left!

If our politicians see this, they would say, “It is OK to lost Sabah Sarawak because we are still better than Indonesia because they lost hell lots more islands then us!”.

This is what our politicians do all the time. This is called the compare game. When there is something bad, they will compare it to something worst to make that thing ‘look’ good. When there is bocor (leakage), they say it is good because it didn’t runtuh (collapse).

But when it comes to self-interest things, they forget to compare to something worst but instead compare to something better. Like when it comes to their salary, they forget to compare to the Africans who don’t even have food to eat, but they want to compare to Singapore’s Prime Minister (USD $2 million/year). When the Goverment gives him a free Perdana, he compares his Perdana with Ferrari (instead of my Iswara).

And then when we tell them how fuck up Streamyx is, they will tell us many Africans don’t even have TV! (now they remember the Africans) Why don’t they compare to Singapore, Japan and USA?

When you tell them the Toll price is very expensive, they will show you a report with a list of countries that pay more expensive Toll, i.e. comparing to something worst so our toll price ‘look’ good now. When you tell them Petrol is very expensive, they put up BIG bill board all over Malaysia and advertise in all newspapers telling us we actually pay cheap because they subsidize us, i.e. comparing to something worst, in the case if they DON’T subsidize us. Why they don’t compare to Brunei that charges 50 cents a litre?

Understand how politicians play the compare game now?

Your parents play that too. When you ask the President of the house (not Abdullah Badawi but your dad) why he drive a Proton instead of a BMW, he will tell you many people can only ride a bike! When you ask the First Lady (not Jeanne Abdullah but your mum) why she can’t cook like Iron Chef, she will tell you many woman don’t even know how to cook.

BUT THEN….

When you get #2 at school the politicians of the house (again, not Abdullah Badawi and Jeanne Abdullah but your mum and dad!) compare you to the #1 student and ask you why you didn’t get #1! They forget to compare to the 356 people who is worst then you.

When you score 99 marks in your Math, they compare you with the full score 100 and ask you why you didn’t get 100 but only 99! They forget to compare to 98, 97, 96 …. 3, 2, 1 & 0.

So the next time when the politicians in your house compare you to something better, you just asked “Why Ah Meng’s father drove a Benz and you drove a Proton?”, “Why Ali’s house got swimming pool and we don’t even have a 2nd storey?”

I promised they will kick your ass and ask you to sleep outside the house. Then you can compare sleeping in your small room vs sleeping outside the house with mosquitoes. Wahahahaha.

[Thanks Abdullah Badawi and Jeanne Abdullah for participating in my story.]

Remember the immobilizer ass hole that I told you about few months ago? The story is hanging, and it does have an interesting ending, but still, I am lazy to blog the ending today. Wahahaha.

Today I want to show you this picture, taken from the back of the MyVi.

Did you see the word “IMMOBILISER”? Do my MyVi need another Immobilizer?!

If he is an immobilizer sales man, he should know very clearly that my MyVi is equipped with immobilizer. (Unless he is a sohai)

And if he knows my MyVi already has an immobilizer and he still insist on selling me one, he is not a con man then he is what?!

And I still think my girlfriend senior, who comes to ‘help’ but end up asking my girl friend, “Did you promised to buy from him” is a really a dai sohai. You want to buy something from Mr M and later you find out that Mr M is a con man, you still say something like, “I have promised to pay him, so I will pay even I know he is a con man!” ?!

Don’t be a sohai, if you later find out somebody has bad intention on you, all previous promises and responsibilities don’t count anymore. If you are a Taxi driver and you took a passenger where later you find out he is holding a parang, sweating like shit and and keep eyeing on you, do you think you should ‘kept your promise and responsible’ to take him to the jungle place to let him rob you (or even kill you)? I think you will want to abandon the car and run for your life! If you promise your ‘friend’ to carry a luggage to Singapore and find out it is actually heroin, do you still want to keep your promises?

Don’t be a sohai! Live Smarter! Don’t let your sohai brain confused you!

If this blog post doesn’t help you grow smarter, I will cut off my dick and never blog again.

Disclaimer: My dick might be too small to be found.

Story begins…

The phone in my room ring many times in the evening (I sleep in Day Time). There are only 2 persons who know my house phone number, my girlfriend and banks. Usually I will pick up because it seldom ring.

But today, I am a total PIG (ARRRR!), I ignore the phone. At one time I pick it up and it happens to be the Telekom robot calling me telling me I have a voice message. I need to call some 1300 number to listen to the message. Ceeaaah! So, I hang up and continue to be a PIG, it rings again and I ignore them because I thought it was the Telekom robot disturbing me again. Finally I pick it up when I am not so PIG. My girlfriend called and she said she want to install mobilizer to her car.

My brain flashed ‘BIG WOK PROBLEM!’ （大锅！）

Now before I can make sure you read everything, I got to ‘brag’ about myself a bit. (Forgive me, I just want to make sure you read on. If I don’t, what I say won’t have power. It is like why someone need to put a PHD and all sort of qualification shortforms that you can’t understand (PoP, PMM, kld, Cpat…) in their name card so that what he said will has more power and authority than a barber or a pimp.)

I have read over 100 books in the last 4 years. I have read a lot of books on human psychology, sales and marketing. And I have read 5 books on the topic about conman alone (how people cheat and why people get cheated).

Now why it is BIG WOK without asking further?

1. She has been calling so many times, things might have get worst. (洗湿个头了-Hair get wet already)

2. She suddenly want to install something so irrelevant (girls want to buy shoes and dresses or bags but definitely not a car immobilizer!)

3. The car already have an immobilizer!

My guess, someone has approach her and use psychology and sales tricks to influence her. So I ask if a salesman has come to her house. She said yes. Exact guess - 全中.

[If you think I am a genius in order to guess that, you are wrong! Selling car lock, alarm and immobilizer is a con work that is as popular as the lottery con that I write about last time. And these people always aim for students around the campus area. My ex-housemate was a victim when I was studying in Johor.]

Why they are conman?

- Do you need another immobilizer if you already have one? (Do you need another door or engine or wind screen if you already have one?)

- Things that they sell are OVERPRICED! It is like selling you a RM30 Digi prepaid card for RM100. It is like selling you an apple for RM19.90. (It’s exactly what the scratch-lottery 刮刮乐con do， selling you a RM199 foot massager for RM888. Selling you a RM100 water-filter system for RM500. That is water-fish system, not water-filter system.)

— —

I ask her to chase him away immediately but she said he has already ‘install’ something. (If I am not a PIG, this won’t happen. Arggghhh!). So she already get her hair wet. Problem! Problem! Problem! So I asked to talk to the salesman.

We talked and negotiated for more than half an hour! What I want is simple, I want him to remove the things and go away. I never even ask about the price. He go around talking this that, his office is reputable, who who has install this, why the current immobilizer is different than his …　And he keep on using his first trick

“You don’t need to pay anything now! I install it first and you can pay later.”

- This is a fucking good trick because you can’t say you don’t have money anymore because you can even pay by installments!

- Human has a psychology call “the reciprocal rule” (reciprocal means something like in mutual, in exchange,　both party, 互相). If someone give something to us (even something we don’t want), our brain will want us to return a favour (even if we are very unwilling to do so). This is a good psychology most of the time - I help you, you help me. But it can also be used as nasty tricks in sales and marketing.

Example:

There is a religion that is very good in collecting donation. The psychologist try to figure out why they are so good. This is what they do. They will stand in the airport door and wait for people to come out. Once you step outside the gate, they will stuck a rose to your hand telling you it is a gift from their church. Because this is so sudden, you have no choice but to accept it. If you are normal, you will return a smile (you reciprocate with a smile). But that is not enough because he will ask you to donate money to his church (they want you to reciprocate with money). Because you have accepted a gift at first (although you didn’t ask for it), most people will have to make the donation, either willingly or unwillingly. Some people will try to give back the flower but of course they can’t because the church member will insist “No! No! That’s a gift for you.” And what is more interesting, while some church members are in charge of giving away flowers and collecting donations, some others are in charge of collecting the flowers back from nearby rubbish bin! Most of them throw away the flowers 1 minute after making the donation.

So now, if he has install something to you car, can you say you don’t want to pay? (pay later still means need to pay)

And listen carefully again, what he said is -

“You don’t need to pay anything now! I install it first and you can pay later.”

but not

“You don’t need to pay anything now! I install it first and you can pay later. If after you try it and you don’t want it, I will remove it for you and you don’t need to pay a single cent.”

Now that’s make a big differences. The first sentence is a con case and trick case, the second is a more genuine offer with no obligation [tangungjawab, 责任]. Although the second one can create other problems, at least it is better. Malaysia is not like America or Europe where everything is assumed to have minimum 30 days money back guarantee! In Malaysia, all our bills and receipts state “Goods sold are not refundable!” which means “If I caught you as a Waterfish, you got to be a Waterfish forever”.

- The other important psychology is “commitment and consistency”. Commitment and consistently (or congruent) means if you make a promise, you got to keep it. Letting him install the things means you promise to pay. In daily life, having commitment and consistency is very important in dealing with other people.

Examples:

If your father promise to pick you up at the bus stop, usually he will unless there is something catch up. But he will let you know so you can make another plan. He won’t fong-fei-kei (didn’t show up) but watch TV at home while remembering he need to fetch you. And when you come home mad at him, he say ‘I change my mind and I am lazy to inform you’.

If you promised to buy a toy for your son in Christmas, you will buy it (even you regret you make the promise) because you need to be consistent with yourself and show your children your commitment.

— —

Things got very nasty because he don’t want to go away and I don’t want to pay anything. The conversation go very bad (all the mahjong players downstairs of my house can heard me talking so loud upstairs) So he use the second trick. He TURN the table, make me become the BAD GUY and he become the VICTIM.

“Do you think this is fair to me? I have install half and you ask me to remove it. And you have promised to buy before I install it”.

Hu-wahhhhhhhhhhhhhhhhhhhhhhhhhh! Many people, will get trapped on this one. Remember the ‘reciprocal rule’? I have do something for you (setup half of the thing), and I can’t do it for nothing. You got to give me something back. And remember ‘commitment and consistency’? You have make a promise and you can’t just abandon it. Hit to the death-spot （死穴）of many people like watching Chinese kung-fu film. Jackie Chan 2 fingers hit on the neck, DIE.

Before that, he is the bad guy and we are the victim, we are being lure into buy something overpriced that we don’t need. Now, he turn the table and make you the BAD GUY and he is the VICTIM! How brilliant is that (高招）. Now you start to feel guilty. Thought that it was your mistake. And now you have no choice but to comply with him and let him ‘rape’ you.

Our brain is playing with us (the reciprocal rule and the commitment and consistency).

A senior came by to ‘help’ and he fall trap as well, because his first question to my girlfriend was, “Did you promise him to install that thing?”. His brain is blinded by the ‘Commitment’. Luckily the senior leave for class very soon instead of convincing my girlfriend that the salesman is the VICTIM and she is the BAD GUY!!! Usually people that we think are smarter than us (like our seniors, our parents, old people, professionals and even policeman and politicians) are not!

**Not all commitments and promises are EQUAL. It is based on the Situation. **

If you are a girl. Some bad guy come into your house, caught you and want to rape you by saying “If you try to shout or fight back, I will kill your parents!” (or cut your face, or whatever treats that scare you enough to comply). So you ‘promise’ to be diam-diam [silent] and let him do the thing. IF, at any chance, you are able to get away from the rapist and you can make sure you parents won’t get killed and your face won’t get cut. Will you choose to escape or will you stick with the stupid commitment and promise?

“Yeah, I have promised him to let him fuck so even I can run away, I still need to let him fuck”. BULLSHIT.

Have you ever watch a police vs bad guy film where the robber negotiate something with the police, the police comply (e.g. ransom for hostage). Then both party shake hand and thanks each other for keeping their promises?

George W Bush, “Here is the $1 million dollar you asked as promised.”

Osama Bin Laden, “Thanks! Here is the hostage back to you as promised.”

Mr Bush and Osama shake hand. “Thanks for the cooperation and lets work again together in the future.”

BULLSHIT.

Police won’t keep any promise to robber or terrorist. Their ultimate objective is to make sure the hostage is safe and anything else if part of the skills and tricks. They will shoot and kill the BAD GUY on any chances they have and not focusing on keeping the stupid promises.

The immobilizer ass hole (and other conman and ass holes) is no different than the rapists and robbers. We don’t keep promises with BAD GUY which has begun everything with dirty tricks, lies, sin, dishonest, immoral and illegal acts. Once we know the ass hole is dishonest, every promise is automatically voided. If you promise to let your neighbor drive your car and later find out that he doesn’t have a driving license, can you break back your promise? If you promise a ‘friend’ to carry goods through the airport custom and later noticed that it might be drugs, do you still want to keep your promise?

Lets look at how many dirty tricks, lies, sin, dishonest, immoral and illegal acts that has been done by the immobilizer-ass-hole-with-metal-ass.

- He want to sell us a few metal plates that block the doors from thief for RM488. Negotiated down to RM388 and later RM250. I call my friend that own a car accessories shop. He said this plate cost RM110-RM120 and I can install it in his shop anytime I want. RM488 - RM110 = RM378!!! The last offer price ‘looks cheap’ because you don’t know the market price, your brain compare the price to RM488. If a few metals cost RM488, then Malaysia drunks that steal metals on the street will be millionaire. And how honest can a person be if he can initial sell you something at RM488 and the final price can end at RM250? And you find out the market price is RM110?

- He want to sell an immobilizer that we already have for RM688. If something selling for RM488 is worth RM110 in the market. What will the immobilizer worth? Before that, does 1 car need 2 immobilizer?

- He wear uniform and pretended to be from Perodua. He said he need to check on the Myvi. Because it happens that my girlfriend just serviced the car at a Perodua center last week, she thought it might be a follow up or something. The ass hole ‘check’ on the car and then start talking about the security thing. He then started selling his immobilizer and metals. (While writing this, something spark my brain, it is possible that the Perodua service center ’sold’ car owners information to people like this!)

- He refuse to let us know his name, his handphone number, his office name, address and phone number.

(to be continued…)

p/s Should pay RM250 to install the metal plates to his ass hole!

Shock! Today NTV7 actually ‘advertise’ and ‘promote’ prostitution for FREE in their famous Edisi Siasat! As you know NTV7 Edisi Siasat is very brave and will dig in an issue very deep. They did it again today digging more about the prostitution in Malaysia.

[Prostitute: Chicken, Ayam, 鸡 that wear shoes]

For people like me who are not brave enough to try the chicken, NTV7 today did a great job to promote it to you and me. Why? Because by watching the show today, you will be fully guided on how to make your first move. They tell you -

1. Exactly the shop and street where you can get the service (with Map! Maybe they get from Google Map?). If you want to get the map and the street name, call NTV7 (they have hotline for Edisi Siasat) or find a way to watch the show again.

2. The market price for the service (which is standard at RM30, the same as 30min Foot Massage at bukit bintang). They have a standardized market price to prevent ugly competition like Digi with Maxis (Digi advertisement music: “I will follow you…” actually Digi want to tell maxis, I will follow your price cut no matter where you go!)

3. As the price suggest, the chicks are not Mat Salleh （鬼妹）and Hong Kong Beauty Pagent (香港小姐), they are mostly local from Sabah, Sarawak and imported from Indonesia, Thailand and Philippines.

4. If you watch the show, you know that the place will be a corridor full of rooms open on the left and right. Doors that are closed means ‘In Action’ or ‘Service Not Available’. Get nearer to the door and you might hear “Kimochi! Kimochi!” (Do you know what is kimochi? wahahahah) If doors are opened, the chicken will sit on the chair, smoking, crossing her leg, wearing sexy bra and short skirt waiting for you (the potential customer).

5. This is Direct Sale, no need to deal with Bapa Ayam (Father of Chicken? Chicken of Father?). You deal directly with the chicken.

But Becareful!!!

Edisit Siasat want to make sure they are really fucking in the room so the have setup hidden cameras in the room to confirm it (they admit it in the show)! Don’t get surprise if you see yourself in the cover of a DVD while shopping for Japan AV at pasar malam. I suggest they titled the VCD ‘Made In Malaysia’ or ‘Malaysia Boleh’.

Now, I know the law don’t allow prostitution, but I don’t think the law allow setting up hidden camera to spy on people having sex! NTV7 thought it is legal to do illegal things for the good?! (Like Robin Hood robbed the rich and gave to the poor)

For me, I think they are afraid that people will say they are making up the story, they need real proof to back it up. So they have to film the real Ramboo actions (those you watch on AV)! So if you want to watch free show, you can try accusing NTV7 making up the story, this way they might let you watch the show to say, “See, Edisi Siasat didn’t lie to you!”

No doubt, NTV7 real intention is to fight prostitution, but for me as a viewer, it’s more like a free promotion to prostitution by giving out these information (like place and price).

———

I read in somewhere that the 2nd oldest job in the world is politician (king, emperor, ketua kampung, ketua puak, general, etc.). Politicians are people who lead people and have more power among their group of people. I think it is correct because when we watch movies that talk about the old time (China Qin Dynasty, The Greece), they are usually war movies where the kings and generals (the politicians) talk about wars. Even there are kings and politicians in Lord of the Rings! So politician is the second oldest career in the history.

Then what is the No.1 oldest job in the world? And baby, that’s prostitution! Prostitution has existed not decades, not centuries, but thousands (millions?) years ago, before Jesus was here, before Buddha was here and before the time of ‘Lord Of The Ring’. Probably the stone age (services are traded with something like a drum-stick instead of money because there are no money! Sistem Barter, remember your history in Form 1?)

If prostitute has existed since the stone age, don’t you think it exists until today for a reason? Why this job didn’t die off? Even farmers are becoming less today compare to 50 years ago. But prostitution exists for thousand years and is still doing very well today!

Now instead of looking at history, we need to look at biology and economics (see the subjects you take in school aren’t rubbish as you think they are).

> BIOLOGY (Form 4) Sistem Pembiakan (Someone who read this please translate Sistem Pembiakan for me to English). [Someone has translated for me - Reproduction System]

Sistem Pembiakan is the system on “How human create more human”. (Huh?) If you don’t know, human is created when a sperm of a man meet an ovum of a woman. 1 sperm + 1 ovum = 1 human. But unfortunately, the school didn’t tell me how to transfer the sperm of a man to the ovum of a woman. Something missing in the process. How a sperm can suddenly find an ovum?! The study material is incomplete (Dato Seri Hishammuddin, can you take a look at this and fix the curriculum?).

Star Wars Episode 7 - Attack of the Sperm

> ECONOMICS - Supply and Demand.

If there is demand, there will be supply! Demand for farmer is less today than 50 years ago, so supply also become less today. Demand for iPod is high today, so supply is also high (There is no iPod 10 years ago). So if demand for SEX increase, supply must also increase! Simple economics.

What if stupid people try to cut out the supply of SEX that is provided via prostitution? Supply become less, Demand get higher, ugly things will happen!

1. Price increased. You no longer can fuck with RM30. You may need RM60 or RM100. Good news for the chicken who survive but bad news for you (the customer).

2. More people get married so they can have sex legally. Nahhhh!!!! Unlikely!!!!

3. More people get raped!!! Demand must be balanced and human must create more human, the loyal customer who obtain SEX via prostitution now may need to consider other way to fulfill their need. Can they blame NTV7 if they rape someone and get caught? “Itu NTV7 lanjiao lar, jika bukan mereka saya boleh settle dengan RM30, sekarang ada duit put tak dapat ayam, lu ingat saya nak rogol ar?”

4. More daughters get raped by their father!!! Last time RM30 can settle clean and fast outside, now RM300 also might not have source! Daughter is FREE and usually dare not fight back. “If you tell your mum I will beat you to death, or beat your mother to death!”

———

Open minded people will be enjoying my bull-shit today. But some people will be quite pissed off because they will say something like, “Prostitute is Unethical”, “God forbid it” and “People should control their sex desire.”

I know! I agree! But you think everyone in this world is as well educated as you ar (or hold strong religion like you ar)? Or more sarcastically, you think everyone in this worlds is as lucky as you, who happens to born in better family, have better school, have better financial situation and have a wife willing to marry you? There are children who parents died or dumped them at young age. There are children who have 15 brothers and sisters which have no attention and love from their parents and no money to buy school uniform. They don’t grow up normally and most of them don’t even go to school, how can you expect them to think as logic and ethic as you?

There are also people who look like an elephant but at the same time god give him the same sex drive like normal people. There are lots of people who are disabled and look like a freak (tiny legs or hands like needle, no nose but got 2 nose hole, cannot walk straight but walk like a crab from left to right the whole life …) and again god didn’t take away their sex drive. So what can they do? Prostitution is the best way to solve their problem cheaply and easily. They only need RM30. They are not greedy and don’t need a Hong Kong pageant, they just want to adjust their biological hormones.

If you still can’t accept that, maybe you can marry them if you are a girl. Or you can marry your daughter to them if you are a man. Or your sister if you have some. If you don’t think so, how do you expect other women, other people sisters and daughter will be willing to marry them?

There are also a lot of fucked up guys that can’t live well in the society. They can’t make enough money for themselves (how can they get a wife?) They might even be the potential crime for many big things like robbing the bank. Raping will be definitely one if they can’t find a better source to adjust their hormones.

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Now, even for the prostitute herself, there are lots of benefits.

1. Making money, the most important benefit and most important reason why they are doing it. Although they didn’t pay tax, they do contribute to the economy by making and spending money. (She takes her money to buy iPod and the guy who sold her make money, the supplier make money, Steve Jobs make money… chain effect)

2. Helping someone in need! If she is willing to fuck with a man with elephant nose, giraffe neck, horse face and rabbit ear, do you think how thankful this man will be to her? (Ask you girlfriend if she will sleep with you if you look like him.)

Again, they might not be as lucky as you, your parents are not their parents, your schools are not their schools, your husband is not their husband, your work is not their work, and your money is not their money! There are always someone who have no choice and get no help. What if an Indonesian woman who have a child to feed and her boyfriend dumped her? If she told people about that she will be escorted back to Indonesia which is harder to make money and feed the child! She will also be criticized by anyone who know she has a anak haram (illegal child). Some insane people are waiting to stone her to death.

“She shouldn’t have fuck with the Indon guy the first place!” #$%^$%$%^$, I talked so many paragraphs already and you stubborn ass hole still don’t get the point that not everyone is created like you! Go knock at the wall 3 times now before you read on.

Do you know some countries like Singapore have actually legalized prostitution? Yes! If you are a prostitute and when you fill up a form, you can write ‘Prostitute’ or ‘Chicken’ in the occupation field! Cool right? And of course, the bad thing is you got to pay tax and EPF! You also got to make sure you are clean because every 3 months you will have to do a body check-up to make sure you aren’t carrying any STD (Sex Transmitted Disease).

What is good about legalizing prostitution?

- Government have control. They have the statistics and most important, they can get the Tax ($$$).

- Customer feel more safe since a prostitute can show him her recent body check-up record.

- The sex demand always get balanced up by the supply and reduced woman being raped! (Or guys being raped if the rapist watched Brokeback Mountain)

People always do things without really thinking the reason behind it. Why people want to stop prostitution? Because they say it is bad? But how?

Now let me tweak the question to help your stone age brain. You have already read my blog post, now try to figure out what can get VERY WRONG if there are no prostitute in the world?! Not even 1 and not even if you have 1 million dollar! It will be worst than a nuclear war! Guys also need to be careful of their ass hole. Better wear more underwear.

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Fight Against Drugs! Fight Against War! Fight Against HIV, Poverty and Snatch Thief. Fight Against Blood Diamond! (Guys no need to buy diamond for your woman! My girlfriend will definitely kill me if she read this, shit!)

Just Ignore Prostitution! You don’t need to support nor you need to fight against it, just ignore it unless you don’t know how to spend your RM30. Wahahaha.