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	<title>Comments on: How To Make 20% Compounded Return By Yourself Without Being a Guru? Your Complete &quot;Do It Yourself&quot; Investment Game Plan.</title>
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		<title>By: Derek</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-13144</link>
		<dc:creator>Derek</dc:creator>
		<pubDate>Wed, 20 Jan 2010 13:59:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-13144</guid>
		<description>Insurance not importent? ya.. insurance are not importent when u no need it.. can u predict future ? what will happen tomorrow no body know.. insurance is like a parachute...when u drop from the sky.. u dun have a parachute u will never need it any more...
the most importent of our life is to enjoy every moment of our life when we are still living...no body know when our life will end... don torture yourself
make a choice now for the future of ur family and loved ones....if something beyond your control happens suddenly, then it will be too late to regret....</description>
		<content:encoded><![CDATA[<p>Insurance not importent? ya.. insurance are not importent when u no need it.. can u predict future ? what will happen tomorrow no body know.. insurance is like a parachute&#8230;when u drop from the sky.. u dun have a parachute u will never need it any more&#8230;<br />
the most importent of our life is to enjoy every moment of our life when we are still living&#8230;no body know when our life will end&#8230; don torture yourself<br />
make a choice now for the future of ur family and loved ones&#8230;.if something beyond your control happens suddenly, then it will be too late to regret&#8230;.</p>
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		<title>By: random passerby</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-13139</link>
		<dc:creator>random passerby</dc:creator>
		<pubDate>Mon, 18 Jan 2010 08:28:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-13139</guid>
		<description>ahyap, i agree with you that some mutual fund are not working to its potential.

But mutual funds are really meant for you to minimise your risk and you should invest by doing a regular saving to increase your units when it is down.

and u need 3 years to see its growth and normally in a steady market more than 50% and by doing regular saving u acquire more units. and eventually very near to your 20% per year return goal.

anyway, ICAP is still below 2 ringgit now</description>
		<content:encoded><![CDATA[<p>ahyap, i agree with you that some mutual fund are not working to its potential.</p>
<p>But mutual funds are really meant for you to minimise your risk and you should invest by doing a regular saving to increase your units when it is down.</p>
<p>and u need 3 years to see its growth and normally in a steady market more than 50% and by doing regular saving u acquire more units. and eventually very near to your 20% per year return goal.</p>
<p>anyway, ICAP is still below 2 ringgit now</p>
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		<title>By: sweating alot</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-11153</link>
		<dc:creator>sweating alot</dc:creator>
		<pubDate>Sun, 05 Oct 2008 04:17:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-11153</guid>
		<description>Buddy - Your song and promo dance is way back in April2008. Since then with the sub prime mess and global economic crisis, cash is still king. I am in stocks and foreign currency and all have losses despite putting into `sure wins&#039;. Nothing is unscarth in times of turmoil. Go for fixed income and capital protected investments.</description>
		<content:encoded><![CDATA[<p>Buddy &#8211; Your song and promo dance is way back in April2008. Since then with the sub prime mess and global economic crisis, cash is still king. I am in stocks and foreign currency and all have losses despite putting into `sure wins&#8217;. Nothing is unscarth in times of turmoil. Go for fixed income and capital protected investments.</p>
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		<title>By: JobsBroadway</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-11133</link>
		<dc:creator>JobsBroadway</dc:creator>
		<pubDate>Fri, 12 Sep 2008 08:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-11133</guid>
		<description>In my opinion, When the bear come, that is your opportunity to grab some cheap stock to keep for future. Normally, it will grow back after some duration.</description>
		<content:encoded><![CDATA[<p>In my opinion, When the bear come, that is your opportunity to grab some cheap stock to keep for future. Normally, it will grow back after some duration.</p>
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		<title>By: Fan Ban Keong</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-11042</link>
		<dc:creator>Fan Ban Keong</dc:creator>
		<pubDate>Sun, 29 Jun 2008 16:44:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-11042</guid>
		<description>good analogy!! if meet all 100 women in pub and we probably can  merely&quot;meet&quot; the prettiest chick but cannot take any advantage.. and we might be giving a flirt impression to them. the best method that i would like to share is to screen thru small groups and find one of the pretty chick and spend time on her, higher chance to know prettier and reduce uglyiest possibility, as in theory, 物以类聚, pretty chick will get along with pretty chick, pork chop will with pork chop... 
hai yap~i just newly learn stock, good that you can share more tipsi~hehe..

p/s: humble request if you can share technical analysis like MACD, fibonannci, etc...</description>
		<content:encoded><![CDATA[<p>good analogy!! if meet all 100 women in pub and we probably can  merely&#8221;meet&#8221; the prettiest chick but cannot take any advantage.. and we might be giving a flirt impression to them. the best method that i would like to share is to screen thru small groups and find one of the pretty chick and spend time on her, higher chance to know prettier and reduce uglyiest possibility, as in theory, 物以类聚, pretty chick will get along with pretty chick, pork chop will with pork chop&#8230;<br />
hai yap~i just newly learn stock, good that you can share more tipsi~hehe..</p>
<p>p/s: humble request if you can share technical analysis like MACD, fibonannci, etc&#8230;</p>
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		<title>By: AhYap</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-10761</link>
		<dc:creator>AhYap</dc:creator>
		<pubDate>Sun, 15 Jun 2008 17:34:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-10761</guid>
		<description>@unclejames, 
&#039;Gurus&#039; can share their &#039;secrets&#039; freely because of 2 reasons. 
#1. Not everyone will listen to them, including you and boyboycute. Even &#039;guru&#039; boyboycute share his &#039;secrets&#039; portfolio in his blog.
#2. There is a lot of people pretending to be Guru, and I think I am one of them. Wahahahaha.</description>
		<content:encoded><![CDATA[<p>@unclejames,<br />
&#8216;Gurus&#8217; can share their &#8217;secrets&#8217; freely because of 2 reasons.<br />
#1. Not everyone will listen to them, including you and boyboycute. Even &#8216;guru&#8217; boyboycute share his &#8217;secrets&#8217; portfolio in his blog.<br />
#2. There is a lot of people pretending to be Guru, and I think I am one of them. Wahahahaha.</p>
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		<title>By: unclejames</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-10759</link>
		<dc:creator>unclejames</dc:creator>
		<pubDate>Sun, 15 Jun 2008 15:02:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-10759</guid>
		<description>thank you to boyboycute for agreeing on my 2 sen opinion. sorry ahyap , i have no quarrel with TTB , Warren Buffet or Peter Lynch . it&#039;s just that i have a very  jaundiced view of so-called &quot; investments guru &quot;. If they are so good at making money in the stock markets , they definitely WON&#039;T share their knowledge to every ahbengs , ahmat &amp; ahru ! they will be queitly making millions for themselves. if they share their so-called &quot;expertise &amp; knowledge &quot; with all &amp; sundry , then everyone will &quot;win&quot; !!!! So who will lose , huh ????</description>
		<content:encoded><![CDATA[<p>thank you to boyboycute for agreeing on my 2 sen opinion. sorry ahyap , i have no quarrel with TTB , Warren Buffet or Peter Lynch . it&#8217;s just that i have a very  jaundiced view of so-called &#8221; investments guru &#8220;. If they are so good at making money in the stock markets , they definitely WON&#8217;T share their knowledge to every ahbengs , ahmat &amp; ahru ! they will be queitly making millions for themselves. if they share their so-called &#8220;expertise &amp; knowledge &#8221; with all &amp; sundry , then everyone will &#8220;win&#8221; !!!! So who will lose , huh ????</p>
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		<title>By: boyboycute</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-10750</link>
		<dc:creator>boyboycute</dc:creator>
		<pubDate>Sun, 15 Jun 2008 09:27:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-10750</guid>
		<description>I trully agree with unclejames.I have commented about ICAPITAL in AhYap&#039;s blog and my blog previously.I do not know how many people care to listen.</description>
		<content:encoded><![CDATA[<p>I trully agree with unclejames.I have commented about ICAPITAL in AhYap&#8217;s blog and my blog previously.I do not know how many people care to listen.</p>
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		<title>By: unclejames</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-10648</link>
		<dc:creator>unclejames</dc:creator>
		<pubDate>Tue, 10 Jun 2008 16:59:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-10648</guid>
		<description>there&#039;s no such thing as stock market &quot;sure-win&quot;. TTB is a suave promoter , and with his impeccable credentials , he is what we would call self-appointed ( or self-marketed ?? ) leader of a &quot;herd mentality&quot;  pack. don&#039;t forget , guys , he is human too . And we are all subjected to the ups &amp; downs of the market forces around the world. And he is piling on too much on too few counters , thats dangerous. Or maybe he knows something intimate about the counters which i don&#039;t know.</description>
		<content:encoded><![CDATA[<p>there&#8217;s no such thing as stock market &#8220;sure-win&#8221;. TTB is a suave promoter , and with his impeccable credentials , he is what we would call self-appointed ( or self-marketed ?? ) leader of a &#8220;herd mentality&#8221;  pack. don&#8217;t forget , guys , he is human too . And we are all subjected to the ups &amp; downs of the market forces around the world. And he is piling on too much on too few counters , thats dangerous. Or maybe he knows something intimate about the counters which i don&#8217;t know.</p>
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		<title>By: AhYap</title>
		<link>http://www.ahyap.com/blog/diy-investing.php/comment-page-1#comment-10243</link>
		<dc:creator>AhYap</dc:creator>
		<pubDate>Thu, 15 May 2008 19:50:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/diy-investing.php#comment-10243</guid>
		<description>@vince, I deleted your last comment because it contains your phone number in it. Plz forgive me for not replying to you as I really didn&#039;t reply to anyone (not just you) asking for contact. I am still trying to hide under the coconut shell at the moment. :)</description>
		<content:encoded><![CDATA[<p>@vince, I deleted your last comment because it contains your phone number in it. Plz forgive me for not replying to you as I really didn&#8217;t reply to anyone (not just you) asking for contact. I am still trying to hide under the coconut shell at the moment. <img src='http://www.ahyap.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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