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	<title>Comments on: Dear Malaysia Government, &#8220;To Spend Or Not To Spend?&#8221;. A Quick Lesson Of How Economy and Money Works for Anyone.</title>
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		<title>By: houg</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-13644</link>
		<dc:creator>houg</dc:creator>
		<pubDate>Sat, 26 Jun 2010 02:08:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-13644</guid>
		<description>lol~ planting vege atop of proton saga! but since it&#039;s Malaysia, maybe we should not be too suprised if one day this idea really come out from an MB&#039;s month!

seriously, i think govt should make it compulsory for MBs to attend basic economic and social courses to prevent them from making a fool out of themselves of what they say.</description>
		<content:encoded><![CDATA[<p>lol~ planting vege atop of proton saga! but since it&#8217;s Malaysia, maybe we should not be too suprised if one day this idea really come out from an MB&#8217;s month!</p>
<p>seriously, i think govt should make it compulsory for MBs to attend basic economic and social courses to prevent them from making a fool out of themselves of what they say.</p>
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		<title>By: bubbleblur</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11596</link>
		<dc:creator>bubbleblur</dc:creator>
		<pubDate>Mon, 30 Mar 2009 07:00:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11596</guid>
		<description>i love ur blog...thanks for posting!!!</description>
		<content:encoded><![CDATA[<p>i love ur blog&#8230;thanks for posting!!!</p>
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		<title>By: Apokalypse</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11566</link>
		<dc:creator>Apokalypse</dc:creator>
		<pubDate>Fri, 06 Mar 2009 21:25:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11566</guid>
		<description>Lol Ah Yap. You are surely a rebellious person that always have something to be mad at.

So my question, did u spend or did you not during the &quot;no-spending-day&quot; (which I never heard about, sorry on my ignorance) ? And when they decrease the IR did you take any loan to buy some Aramis? 

Ah Yap, from your posts I know that you are quite knowledgeable on the economics and investments going on in Malaysia. I assume you have studied economics before; can u differentiate an inflation and a regression?

The world economic crisis currently are facing the regression thingy, which is a slowdown in the economy (the blood slowly move around the body like u mentioned but not this body alone, its everyone), which I&#039;m sure you are aware of. The inflation is amazingly high but yet the government is decreasing the I.R to increase spending. So should we spend or should we save right?

The answer is simple, back to basics. You spend what is necessary and keep the rest for the rainy days. Everyone knows this. What it is so confusing about? If your income is RM 10k/mth why the hell you took a loan which requires for you to pay RM 12k/mth, just because the interest rate is low ? 

There is always a long term plan and short term plan.  People like me don&#039;t buy cars everyday to be affected immediately by the much decreasing interest rate. But those companies operating will always need loans to generate them and make some profits. The effects on people like me will not take place for months probably years, but for the companies the effects will be felt immediately. They will probably increase their loan to finance their operation favoring the decreased IR.

So basically; its inflation we should slow down our spending  and at the same time we are facing regression so the government will have to pump up the economy.

So why it bothers you so much whether should you spend or not? People like you doesn&#039;t need instructions on how to live your life isn&#039;t it? 
 
Owh come on man, you don&#039;t need answers for this thing, you already knew them!</description>
		<content:encoded><![CDATA[<p>Lol Ah Yap. You are surely a rebellious person that always have something to be mad at.</p>
<p>So my question, did u spend or did you not during the &#8220;no-spending-day&#8221; (which I never heard about, sorry on my ignorance) ? And when they decrease the IR did you take any loan to buy some Aramis? </p>
<p>Ah Yap, from your posts I know that you are quite knowledgeable on the economics and investments going on in Malaysia. I assume you have studied economics before; can u differentiate an inflation and a regression?</p>
<p>The world economic crisis currently are facing the regression thingy, which is a slowdown in the economy (the blood slowly move around the body like u mentioned but not this body alone, its everyone), which I&#8217;m sure you are aware of. The inflation is amazingly high but yet the government is decreasing the I.R to increase spending. So should we spend or should we save right?</p>
<p>The answer is simple, back to basics. You spend what is necessary and keep the rest for the rainy days. Everyone knows this. What it is so confusing about? If your income is RM 10k/mth why the hell you took a loan which requires for you to pay RM 12k/mth, just because the interest rate is low ? </p>
<p>There is always a long term plan and short term plan.  People like me don&#8217;t buy cars everyday to be affected immediately by the much decreasing interest rate. But those companies operating will always need loans to generate them and make some profits. The effects on people like me will not take place for months probably years, but for the companies the effects will be felt immediately. They will probably increase their loan to finance their operation favoring the decreased IR.</p>
<p>So basically; its inflation we should slow down our spending  and at the same time we are facing regression so the government will have to pump up the economy.</p>
<p>So why it bothers you so much whether should you spend or not? People like you doesn&#8217;t need instructions on how to live your life isn&#8217;t it? </p>
<p>Owh come on man, you don&#8217;t need answers for this thing, you already knew them!</p>
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		<title>By: Wong</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11442</link>
		<dc:creator>Wong</dc:creator>
		<pubDate>Tue, 06 Jan 2009 15:00:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11442</guid>
		<description>Poor government, they haven been day-dreaming for 52 years...
The leaders always have they benefits in the mind, but the mouth talk like they care for the citizen.
They also like to give sweet during campaign, and then say, this sweet already in the &#039;saving crisis plan&#039;, sooner or later will give also.
BS, KNS, rili can become Oscar Best Actor / Actress.

Taiwan&#039;s government also having their &#039;drama&#039; everyday. But their ppl can talk abt it loudly, even in their TV show.

Ours?! PEI!!! Say wan2 set up another channel for pure Malaysian Made Mandarin Show worr... This cant talk, that cant talk, at last also cant do anything larr...

One important key, please make our leader wake up from their day-dream. 

p/s: Our car maker has install back seat safety belt 10++ years back, now only saman who didnt buckle the belt. Haizzzz!!!

WAKE UP LARR</description>
		<content:encoded><![CDATA[<p>Poor government, they haven been day-dreaming for 52 years&#8230;<br />
The leaders always have they benefits in the mind, but the mouth talk like they care for the citizen.<br />
They also like to give sweet during campaign, and then say, this sweet already in the &#8217;saving crisis plan&#8217;, sooner or later will give also.<br />
BS, KNS, rili can become Oscar Best Actor / Actress.</p>
<p>Taiwan&#8217;s government also having their &#8216;drama&#8217; everyday. But their ppl can talk abt it loudly, even in their TV show.</p>
<p>Ours?! PEI!!! Say wan2 set up another channel for pure Malaysian Made Mandarin Show worr&#8230; This cant talk, that cant talk, at last also cant do anything larr&#8230;</p>
<p>One important key, please make our leader wake up from their day-dream. </p>
<p>p/s: Our car maker has install back seat safety belt 10++ years back, now only saman who didnt buckle the belt. Haizzzz!!!</p>
<p>WAKE UP LARR</p>
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		<title>By: Acid</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11407</link>
		<dc:creator>Acid</dc:creator>
		<pubDate>Tue, 30 Dec 2008 12:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11407</guid>
		<description>Mr.yap, u are funny!
I can learn some vocab through your passage too :D</description>
		<content:encoded><![CDATA[<p>Mr.yap, u are funny!<br />
I can learn some vocab through your passage too <img src='http://www.ahyap.com/blog/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: mtsen.com</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11342</link>
		<dc:creator>mtsen.com</dc:creator>
		<pubDate>Sun, 14 Dec 2008 08:11:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11342</guid>
		<description>so it was a wrong move I come to KL ?  I should go back kampung and plant veggies lor ...</description>
		<content:encoded><![CDATA[<p>so it was a wrong move I come to KL ?  I should go back kampung and plant veggies lor &#8230;</p>
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		<title>By: belle</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11336</link>
		<dc:creator>belle</dc:creator>
		<pubDate>Thu, 11 Dec 2008 12:24:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11336</guid>
		<description>we&#039;ve studied this basic rule even in form 4&#039;s economics class! 
anyway despite what govt said, i think msians are ignorant not in a sense that they reckons by spending money msia condition will be back on sail, just fucking don care and spend like no tomorrow. 
Check out mid valley in weekDAYS not weekends. Guarantee no signs of saving or misering. 

one thing i don understand is, why the F all the goods havent reduce its price while the oil price were reduced.</description>
		<content:encoded><![CDATA[<p>we&#8217;ve studied this basic rule even in form 4&#8217;s economics class!<br />
anyway despite what govt said, i think msians are ignorant not in a sense that they reckons by spending money msia condition will be back on sail, just fucking don care and spend like no tomorrow.<br />
Check out mid valley in weekDAYS not weekends. Guarantee no signs of saving or misering. </p>
<p>one thing i don understand is, why the F all the goods havent reduce its price while the oil price were reduced.</p>
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		<title>By: mcchong</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11335</link>
		<dc:creator>mcchong</dc:creator>
		<pubDate>Thu, 11 Dec 2008 04:33:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11335</guid>
		<description>nice entry. 1st time to visit your blog.</description>
		<content:encoded><![CDATA[<p>nice entry. 1st time to visit your blog.</p>
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		<title>By: ...</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11333</link>
		<dc:creator>...</dc:creator>
		<pubDate>Tue, 09 Dec 2008 10:59:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11333</guid>
		<description>If everyone spend money then. everyone losses money , when everyone losses money, burglar started to rob people belonging, then poeple start killing each other, then human become cannibalism, THE END

OR

Everyone spends money, everyone becomes fat, then a new disease swept Malaysia called FATZOMBIES, they are dead man walking, den tis disease goes international, every human become zombies, then Claire and Leon S Kennedy come to picture... and so on.

Nice chain eh? What do you think?</description>
		<content:encoded><![CDATA[<p>If everyone spend money then. everyone losses money , when everyone losses money, burglar started to rob people belonging, then poeple start killing each other, then human become cannibalism, THE END</p>
<p>OR</p>
<p>Everyone spends money, everyone becomes fat, then a new disease swept Malaysia called FATZOMBIES, they are dead man walking, den tis disease goes international, every human become zombies, then Claire and Leon S Kennedy come to picture&#8230; and so on.</p>
<p>Nice chain eh? What do you think?</p>
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		<title>By: mtsen.com</title>
		<link>http://www.ahyap.com/blog/spend.php/comment-page-1#comment-11330</link>
		<dc:creator>mtsen.com</dc:creator>
		<pubDate>Fri, 05 Dec 2008 09:59:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.ahyap.com/blog/?p=209#comment-11330</guid>
		<description>actually when blood stop flowing, you are frozen and can be brought back to life when the problem is over ... may b thats what najis is have in mind ... keekee kee ...</description>
		<content:encoded><![CDATA[<p>actually when blood stop flowing, you are frozen and can be brought back to life when the problem is over &#8230; may b thats what najis is have in mind &#8230; keekee kee &#8230;</p>
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